Your Property finder on the Costa del Sol
Reliable help to find your new dream home on the Costa del Sol
Casa del Sol
Your new home
When you’re looking for a place in the sun, a (second)home on the Costa del Sol, you will find dozens of sites that show you the most beautiful houses. Soon you will not be able to see the wood for the trees.
Where to start?
We would love to help you separate the wheat from the chaff to find your special place in the sun. From experience we know a reliable, knowledgeable sparring partner can really help. Not only in finding the best fitting house but also in the most ideal location, for you to live in or spend your holidays, whilst ensuring it increases in value.
There are plenty of agents and real estate firms here on the Costa (they say there are more of them here than sunlovers) and there’s also no shortage of administration offices, mortgage advisors, lawyers and financial experts either. Most of them even speak some English or are from the UK and are more than knowledgeable.
At Casa del Sol we know how hard it is to find the right people when you are searching for a home abroad. As an intermediary between you and the numerous (Spanish) real estate agents here we will be your single point of contact and help you from A to Z.
You know what you want; more freedom and joy perhaps, or more sun and less rain, adventure or tranquillity and what kind of house or home you are looking for. We listen carefully and translate your wishes into reality and into the home of your dreams. A lot of the houses that are for sale here, can be found somewhere online. Online presence and searchability however isn’t as developed and much used here as anywhere else in Europe. And a lot of properties you find on consumer sites like Idealista or Kyero often aren’t for sale anymore. There is however an up-to-date and transparent database that’s used by almost all real estate agents, particularly on the Costa del Sol, that we subscribe to. If you’ve found your dreamhouse yourself, you can ask us to join you, be your purchase agent and guide you all the way.
Tell me what it is you’re looking for, I will start the search and together we will find the best suitable home for you!
Mijn dienstverlening
Wat kan ik voor u doen?
Net als in mijn vorige werk, waarin ik account- en relatiemanager was en een brug sloeg tussen het bedrijf waarvoor ik werkte en onze klanten, ben ik nu ook graag intermediair tussen u en de vele lokale makelaars hier. Een eerste aanspreekpunt en een betrouwbare en bekende schakel in een nog onbekend verhaal. U weet; ik wil wat anders, ik wil meer vrijheid, avontuur, zon, rust, plezier, wat u zoekt in een plek, in een huis, in een thuis. Ik luister zorgvuldig en kan dat hier in de provincie Málaga vertalen naar de beste (vakantie)woning van uw dromen.
Veel huizen die te koop staan, zijn ergens online te vinden, maar Internet is in Spanje minder ontwikkeld dan elders in Europa. En wat online staat, op de sites voor consumenten, is soms al niet meer te koop. Wat extra zoekhulp ter plekke is daarom erg handig. Zo is er bijvoorbeeld wel een up-to-date systeem met name voor de Costa del Sol maar dit is enkel in gebruik door makelaars en kan niet door anderen geraadpleegd worden. Het is een overzichtelijk systeem waarin ik een volledig beeld van de mogelijkheden heb. En mocht u toch zelf al een droomhuis gevonden hebben, dan kunt u mij vragen als aankoopmakelaar om mee te gaan en de aankoop te begeleiden.
Zodra ik weet wat u zoekt, ga ik voor u aan het werk en zult u van mij een overzichtelijke presentatie ontvangen van wat er te koop is op uw gewenste locatie(s), naar uw wensen. Van daaruit gaan we samen bepalen hoe we verder gaan. Zeker in deze tijd kan bijvoorbeeld een virtuele bezichtiging eerder een optie zijn dan gelijk al een fysiek bezoek.
PROPERTIES
WHATS FOR SALE IN THE REGION
€549.000,-
Penthouse Apartment Nueva Andalucía
Available
2
2
1
1
1
2 bedroom Penthouse right in the Heart of Nueva Andalucia with La Concha view
This amazing 2 bedroom penthouse overlooks Aloha Golf course from its 40 sqm solarium.
In addition to the roof top solarium it is also a terrace with lots of space to enjoy a breakfast while overlooking La Concha.
The apartment has 2 bedrooms with en suite bathrooms, kitchen and living room.
On the roof there is a large storage room and an additional indoor kitchen with sink, fridge and dishwasher.
The solarium has sun all day long
Amenities within the urbanization:
Parking for owners
Swimming pool
Tennis court
Paddle court
Gym
Squash court
Guest apartment that can be rented by family and friends for reasonable prices
The apartment has a top location in Nueva Andalucia stores and restaurant in immediate proximity. Also the new Benabola walkway will start just a few minutes walk from the apartment and will let you walk in nice nature all the way down to Puerto Banus.
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€639.000,-
Land Plot Estacion de Cartama
Available
0
0
0
0
0
Discover this rustic land full of endless agricultural possibilities and rural tourism activities.
Located in a picturesque and peaceful environment, less than 5 minutes from Estación de Cártama, this land offers fertile soil suitable for cultivating olive trees, almond trees, or carob trees (It already has 180 olive and 200 carob productive trees), and is perfect for developing rural tourism activities. You can transform it into a refuge for those seeking to escape the hustle and bustle of the city and enjoy the serenity of the countryside and its beautiful natural landscapes.
Approximately 80% of the land is level, and it has two pre-approved rural tourism projects by the City Council, which is very interested in supporting new initiatives that expand the tourism offering of the town and promote ecotourism and environmental conservation.
One of the proposed projects to the City Council involves the construction of a complex of rural houses, including 210 wooden houses, public spaces, and green areas. Approximately 22,500m2 would be allocated for the construction of the houses, 21,500m2 for green areas, and 40,000m2 for parking, pools, public areas, roads, bike rentals, etc. The other project aims to develop a motorhome camping site (with a total of 158 motorhomes) also with common areas and spaces dedicated to sports activities.
This rustic land is truly a blank canvas where you can unleash your imagination and create a unique project. The soil is classified as non-developable land of special protection according to territorial or urban planning and is authorized for the development of rural tourism activities and sports facilities. Approximately 50% of its surface is already leveled.
Come and discover this rustic land full of agricultural opportunities and rural tourism just 20 min far from the airport or Malaga center. Here, you can find an authentic lifestyle and connect with nature in a unique way.
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€150.000,-
Middle Floor Apartment Nueva Andalucía
Available
2
1
0
0
3
Unique opportunity! For sale cozy apartment with two bedrooms and one bathroom located in Nueva Andalucía, La Campana (a few minutes from Puerto Banús, San Pedro de Alcántara y Marbella)
Very bright and well located, It is perfect for those people who are looking for their firt home instead of renting or as a safe profitable investment.
Contact us for more information.
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€430.000,-
Terraced Townhouse New Golden Mile
Available
2
2
1
0
3
Presenting this south-facing beachside property on the western coast of Marbella. A wonderful opportunity to own a holiday home for personal use or for investment. This lovingly reformed home offers a beautiful and sunny interior with lovely south-facing terraces, all within a peaceful community of similar homes. This lovely Costa del Sol home has a wonderful private garden which is accessed from the living room and south-facing terrace. Here there is plenty of room for al fresco dining and relaxation, and is particularly useful for those with small children as it is entirely enclosed.
However, in addition to this outdoor space on the ground level, there is a wonderful solarium roof terrace. a sun-drenched haven from where the call of the sea can be heard.
The townhouse is set in the very pretty community which also features a community pool and pool bar, with plenty of space for sun loungers and deck chairs.
The New Golden Mile townhouse is located within a few minutes walk of Saldana Beach, where the sandy shores stretch westwards to Estepona and eastwards to Puerto Banus. By car Puerto Banus can be reached within a 5 minute drive by car.
The property has been totally reformed with new electrics and plumbing, and the interior updated and enlarged with super open plan kitchen which allows for a large and luminous living and dining area. The front door is accessed from the parking area with pretty communal gardens which are looked after by the community gardeners.
This lovely townhouse is located in a very desirable residence on the beachside of the New Golden Mile.
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€850.000,-
Detached Villa Calahonda
Available
3
4
1
1
2
Villa with lots of privacy in one of the best streets of Calahonda currently under total reformation. Key ready in July 2024!!
The property will be decorated in a Balinese style, with light colours an Oak staircase, Oak doors & wardrobes.
Photos will be updated regularly.
Distribution:
on the ground level you will find a big living and dining room with access to the large terrace, garden & private pool. A small guest WC, a good size kitchen, big bedroom with built in wardrobe & en-suite bathroom, with access to the garden.
On the first floor you will find 2 bed rooms, both with an en-suite bathrooms. Both Bedrooms have access to the large & sunny terrace, facing west.
Walking distance to shops, restaurants and the beach.
Beautiful green views. Very tranquil.
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€550.000,-
Terraced Townhouse Torreblanca
Available
3
2
1
1
2
Location:
Super townhouse for sale in the lower part of Torreblanca, Fuengirola
Within a few steps to the beach, train, bus stop and all amenities
The house has 3 bedrooms, 2 bathrooms, 1 toilet
Private garage for 2 cars
Storage
Basement
Community pool for 12 houses
Distributed over 3 levels as follows. Entrance level with lounge, independent kitchen, 1 toilet, large patio at the back Second level with 3 bedrooms and 2 bathrooms. Master bedroom with on suite and sea views. Basement and storage area And direct access from the garage to the house. 2 parking spaces
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About Me
My story
My name is Noël Relker, I’m married with two daughters. As a kid, growing up in a small Dutch village, I dreamed of a life of travelling and adventures . Living abroad was high on my list. Years went by in which I did travel a lot and was busy with exciting work opportunities. But living abroad remained my biggest wish. Fortunately my husband felt the same way, and in 2019 we said ‘if we wanna do it, we gotta do it now!’ Our girls were 8 and 10 years old and we hoped they would be able to adjust and learn the language quite quickly.
Within one month it was decided and although we’d never been there, thanks to Google Earth, we chose Malaga province. We put our house up for sale, started learning Spanish, travelled there (what a relief, in real life Andalucía was even more beautiful than we could imagine) and in December we sold our house. After memorable saying goodbye parties we arrived on January the 5th of 2020 and the adventure truly began!
That autumn prior to our immigration I’d made contact with several people that had also moved to the same area. To gather as much information as possible, because we had so little time to do research ourselves. Almost as if we knew we had to hurry, with Covid breathing in our necks. A lot you really have to experience and look up for yourself because it’s half the challenge, but some pointers and experiences of others, were very helpful for us. We narrowed it down to a few towns on the Costa del Sol and after making a pros/cons list we started looking for a place to live. Eventually we found a lovely home in a beautiful urbanisation between Alhaurin de la Torre and Alhaurin el Grande where we’re very happy.
INFORMATION
HOw does it work here?
Searching for and finding a house in Spain works differently to the UK. Some of the houses you see for sale online, on for instance Idealista, Kyero and Spainhouses are teasers that are not really for sale (anymore). But once you’ve asked for information on that property by that agent you are registered there and it’s a gentlemen’s agreement here, that once you’re registered somewhere, you’re that agent’s client, whether you want that or not. If you want me to be your property finder, ask me for information and I’ll send you everything you’ve set your eyes on.
The selling party raises the price of the property by a percentage that will be the standard commission the selling and buying agents split. Besides these costs, there are other things you need to get specific expertise from a lawyer for. The selling process in Spain is a bit more complex because of licences and official papers which are sometimes not correct or even missing. The language, the different culture, the other things you need to organise like applying for a NIE number and opening a bank account and off course Brexit, all of that makes it even more essential for buyers to have a lawyer.
The network I’ve been building here, exists of knowledgeable people that have worked here for years and are very reliable. I work together with advisors, agents and lawyers and I will make sure you get the best help you need.
NEW VERSUS existing
Due to Covid a lot of developments projects were put on hold. Now however, it’s buzzing around here. Everywhere you look new complexes and houses are being built and there is a rapidly growing market for it. Thousands of people have saved money during 2020/2021 and have some kind of new awareness of bringing more joy into their lives. What better way is there, to live (partly) in sunny Spain!
All these new developments are found online but often the sites offer little information. All you need to know about these resale developments, you can ask me and I’ll provide you with a full picture.
Whether you buy something new or existing, there’s one important rule, make sure a good lawyer takes care of all the paperwork and checks if everything is safe and correct. You don’t want any surprises, definitely not in another country. Surprises often occur with existing buildings which caused a lot of stress for buyers. Lots of houses, especially the ones built in rural areas have been (partly) built illegally and documents aren’t correct. Or permits were never given. You can also buy something and inherit the debts of the seller! These things happen here, and a decent lawyer protects you from that. I work with a very reliable Spanish lawyer who has 20 years of experience, who knows all the inns and outs of the law here, but also knows how to translate it all into English so you know what’s going on.
Below you find some things that are important and have to be dealt with when you buy a house in Andalusia.
– Getting a NIE number
– Opening a Spanish bankaccount (not necessary but handy)
– Consulting and checking the various property registers
– Checking ownership for mortgage, debts, charges and/or other attachments
– Checking permits for the construction works on the property
– Checking the IBI (Property Tax) returns
– Checking whether a building permit is present
– Checking whether a decanal insurance is present
– Checking certificates (such as cédula de habitabilidad or licencia de primera ocupaccion)
Rent
Wanneer u (eerst) wilt huren, wordt vaak 1 maand in rekening gebracht als commissie. Daarnaast betaalt u 1 maand borg. Soms vragen makelaars of huiseigenaren twee maanden borg (welke je regelmatig niet terugkrijgt wanneer je de woning opzegt omdat ze altijd wel iets vinden om dit te ‘verantwoorden’) en het komt ook weleens voor dat ze vragen om het volledige bedrag voor het eerste half jaar of zelfs jaar aan huur in één keer vooraf te betalen. Dit is niet nodig en raad ik u af.
Als u voor korte termijn een huis wilt huren, kan het mogelijk voordeliger zijn om dit via een particulier te doen, zo bespaart u kosten. Wel is het natuurlijk van belang dat er ook een huurcontract wordt opgesteld.
Belangrijk om van tevoren te weten is dat veel huizen gemeubileerd verhuurd worden.
In de database voor makelaars staan ook de huurhuizen vermeld, welke ik u desgewenst kan laten zien en welke we kunnen bezichtigen.
Tips
- In Spain anyone can become a real estate agent, you don’t need any degree or diploma. That is why it’s always good to not just sign anything without knowing if it’s legitimate. When you’re asked to sign a Spanish document, always consult a lawyer.
- Notaries in Spain have a different, not that important role here and don’t get involved much. A lawyer does most of the work related to the buying.
- With regards to your budget it is recommended to know how much you can spend on the property. How much savings do you want to put in? Do you need a mortgage? When you know all of this and look at your monthly income, your budget shouldn’t be higher than 35-40% of your net income (of course this depends on your savings).
- Beware of 9,5% to 14% of the purchase price extra costs. The largest part of this consists of 7% transfer tax for existing buildings or 10% VAT in the case of new construction (this has been changed recently by the government). The registration fee in the “Registro de la Propiedad” is approximately 0.3% to 0.7%. The notary fees amount to 0.6% to 1%. This is related to the value of the property. In case of new construction, you must take into account 1% stamp duty, for convenience administrative taxes. If a lawyer is used, you must of course also budget for these costs. You can go to an independent lawyer where you generally owe a fixed percentage of the purchase price. This percentage is between 1% and 1.5%. If you partly finance the house with a mortgage, you also owe costs to the bank, the notary and the land registry because a separate mortgage deed passes by the notary and the mortgage must be mentioned in the land register. The opening costs of the mortgage are usually 1% to 1.5% of the mortgage amount; the notary and registration fees and the preparation of the legal documents together approximately 2.5% of the mortgage amount.
- These costs cannot be financed with a mortgage. Neither can refurbishing or renovating.
- When you’re not a resident you can get a mortgage with the Spanish property as collateral.
- The most common mortgage in Spain is the Annuity Mortgage. The mortgage must be repaid when the applicant becomes 75 years old and the maximum term of the loan is 30 years and depends on the age.
- The bank wants to get a good picture of the potential customer. Based on the profile, the bank will indicate under which conditions which mortgage amount can be provided. The most important criteria are the valuation value, your income, your age and your assets.
Hoe gaat u uw nieuwe huis betalen?
Er zijn een paar opties:
– Eenmalige betaling: de totale verkoopprijs van de woning wordt rechtstreeks aan de verkoper betaald, normaal gesproken via een bankcheque op hun naam die u bij de ondertekening van de eigendomsakte overhandigt.
– Hypotheeklening: een hypotheek krijgen, bij de bank in Spanje of in Nederland, waarbij het onroerend goed zelf wordt gebruikt als een garantie. Banken lenen normaal gezien tussen de 50 en 80% van de waarde van het huis en de resterende 30% wordt door de koper betaald. Dit is afhankelijk van de locatie; voor huizen in de campo/rural (het platteland) wordt minder hypotheek verstrekt, namelijk 50% (60% als resident) en voor nieuwbouw tot 80% als u resident bent. Kosten koper en verbouwingskosten kunnen niet worden meegefinancierd.
-Hypotheek subrogatie: de naam van de betaler wijzigen van een bestaande hypotheek op het onroerend goed naar uw eigen naam, alle rechten en plichten ervan overnemen en jou de nieuwe betaler van de hypotheek maken. Dit moet worden aangevraagd bij dezelfde bank als waar de hypotheek is aangevraagd. Een voordeel van het subrogeren van een hypotheek is dat u alle kosten van een nieuwe hypotheek bespaart, maar aan de andere kant zijn de algemene voorwaarden vast en kunt u ze niet aanpassen aan uw eigen behoeften.
COSTs
WhAT does it cost me? What are the charges?
My services are completely free for you. I guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.
How are these activities around the purchase of a house then paid for? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..
I will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as I said, I call in good help.
COSTs
WhAT does it cost me? What are the charges?
My services are completely free for you. I guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.
How are these activities around the purchase of a house then paid for? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..
I will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as I said, I call in good help.
Our team
We are here to help you.
Noël Relker
Founder & property finder
Founder and property finder of Casa del Sol real estate Responsible for mostly Dutch, Belgian and English clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Sander Fonville
Property finder
Property finder of Casa del Sol real estate and partner Casa del Sol holiday rentals (for renting out the real estate short term) Responsable for mostly Dutch and Belgian clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment. Sander is also responsible for renting out the property we manage for our clients.
Marcella Andrusko
Property finder
Property finder and management assistent of Casa del Sol Responsible for mostly Hungarian, Slovak, Serbian, Czech and Polish clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Please contact me with use of this form
Call or text me
Dutch phone +31 627841816
Spanish phone +34 602435320
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