Your Property finder on the Costa del Sol

Reliable help to find your new dream home on the Costa del Sol

Casa del Sol

Your new home

When you’re looking for a place in the sun, a (second)home on the Costa del Sol, you will find dozens of sites that show you the most beautiful houses. Soon you will not be able to see the wood for the trees.

Where to start?

We would love to help you separate the wheat from the chaff to find your special place in the sun. From experience we know a reliable, knowledgeable sparring partner can really help. Not only in finding the best fitting house but also in the most ideal location, for you to live in or spend your holidays, whilst ensuring it increases in value.

There are plenty of agents and real estate firms here on the Costa (they say there are more of them here than sunlovers) and there’s also no shortage of administration offices, mortgage advisors, lawyers and financial experts either. Most of them even speak some English or are from the UK and are more than knowledgeable.

At Casa del Sol we know how hard it is to find the right people when you are searching for a home abroad. As an intermediary between you and the numerous (Spanish) real estate agents here we will be your single point of contact and help you from A to Z.

You know what you want; more freedom and joy perhaps, or more sun and less rain, adventure or tranquillity and what kind of house or home you are looking for. We listen carefully and translate your wishes into reality and into the home of your dreams. A lot of the houses that are for sale here, can be found somewhere online. Online presence and searchability however isn’t as developed and much used here as anywhere else in Europe. And a lot of properties you find on consumer sites like Idealista or Kyero often aren’t for sale anymore. There is however an up-to-date and transparent database that’s used by almost all real estate agents, particularly on the Costa del Sol, that we subscribe to. If you’ve found your dreamhouse yourself, you can ask us to join you, be your purchase agent and guide you all the way.

Tell me what it is you’re looking for, I will start the search and together we will find the best suitable home for you!

Mijn dienstverlening

Wat kan ik voor u doen?

Net als in mijn vorige werk, waarin ik account- en relatiemanager was en een brug sloeg tussen het bedrijf waarvoor ik werkte en onze klanten, ben ik nu ook graag intermediair tussen u en de vele lokale makelaars hier. Een eerste aanspreekpunt en een betrouwbare en bekende schakel in een nog onbekend verhaal. U weet; ik wil wat anders, ik wil meer vrijheid, avontuur, zon, rust, plezier, wat u zoekt in een plek, in een huis, in een thuis. Ik luister zorgvuldig en kan dat hier in de provincie Málaga vertalen naar de beste (vakantie)woning van uw dromen.

Veel huizen die te koop staan, zijn ergens online te vinden, maar Internet is in Spanje minder ontwikkeld dan elders in Europa. En wat online staat, op de sites voor consumenten, is soms al niet meer te koop. Wat extra zoekhulp ter plekke is daarom erg handig. Zo is er bijvoorbeeld wel een up-to-date systeem met name voor de Costa del Sol maar dit is enkel in gebruik door makelaars en kan niet door anderen geraadpleegd worden. Het is een overzichtelijk systeem waarin ik een volledig beeld van de mogelijkheden heb. En mocht u toch zelf al een droomhuis gevonden hebben, dan kunt u mij vragen als aankoopmakelaar om mee te gaan en de aankoop te begeleiden.

Zodra ik weet wat u zoekt, ga ik voor u aan het werk en zult u van mij een overzichtelijke presentatie ontvangen van wat er te koop is op uw gewenste locatie(s), naar uw wensen. Van daaruit gaan we samen bepalen hoe we verder gaan. Zeker in deze tijd kan bijvoorbeeld een virtuele bezichtiging eerder een optie zijn dan gelijk al een fysiek bezoek.

PROPERTIES

WHATS FOR SALE IN THE REGION

€219.000,-
Penthouse Apartment Riviera del Sol
Available
2
2
1
1
1
Welcome to your oasis in Riviera del Sol, Mijas! Today we present to you this charming penthouse with a large terrace and breathtaking views that will leave you speechless. With 80m2 of space, this apartment features 2 bedrooms, 2 bathrooms, a fully equipped separate kitchen, and a living-dining room that opens onto the impressive 120m2 terrace. Additionally, it includes a parking space and a storage room, ensuring additional space and convenience. The true gem of this residence is its magnificent L-shaped terrace, which surrounds the apartment and offers panoramic views of the sea, an ideal setting to bask in the sun and serenity of the Costa del Sol. It also features a covered area, providing a cozy space to relax at any time of the day. With a south orientation, this home is filled with natural light throughout the day, creating a warm and welcoming atmosphere at all times. Located in a gated community with ample green areas, 2 communal pools, and a paddle court, this paradise offers tranquility and serenity. Surrounded by golf courses, it becomes a haven of peace for your days. With the advantage of being just 20 minutes from Marbella and 25 from Malaga Airport, this location is perfect for both permanent residents and those looking for an investment. Don't miss the opportunity to turn this incredible penthouse into your dream home! Contact us now to make it a reality! GP1

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€254.000,-
Ground Floor Apartment Río Real
Available
1
1
1
1
1
Don't miss out on this amazing investment opportunity in Lomas de Rio Real, Marbella! This stunning 100 m² apartment, available for sale, features an exceptional layout that includes a spacious living-dining room, a fully equipped kitchen, laundry room, 1 bedroom, 1 bathroom, and a terrace that connects with the common areas. The property boasts a privileged location, bordering prestigious golf courses such as Rio Real Golf, and is just a few minutes away from the beach and Marbella city center. Additionally, it has air conditioning installation and a cozy fireplace, ensuring a perfect climate throughout the year. The urbanization offers gardens and a communal swimming pool, providing an ideal space to enjoy the sun and relax in an exclusive environment. Seize this unique opportunity to acquire a property in one of Marbella's most distinguished areas! Ground Floor Apartment, Río Real, Costa del Sol. 1 Bedroom, 1 Bathroom, Built 100 m². Setting : Frontline Golf, Urbanisation. Orientation : South. Condition : Good. Pool : Communal. Climate Control : Air Conditioning. Features : Lift, Fitted Wardrobes, Private Terrace, Utility Room, Marble Flooring. Furniture : Not Furnished. Kitchen : Partially Fitted. Garden : Communal. Utilities : Electricity, Drinkable Water, Telephone. Category : Golf.

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€775.000,-
Detached Villa Cerros del Aguila
Available
3
4
0
0
2
Discover this charming detached villa with a fantastic pool, barbecue area, gardens, and terraces with spectacular views of the mountains and the sea. The villa is very well maintained and located in a very familiar and private urbanization with outstanding connections to the highway, less than 25 minutes from Malaga, the airport, and the vibrant city life of Fuengirola and Costa del Sol. This villa is divided into two main levels, with a spectacular entrance foyer, three bedrooms, three bathrooms, a separate kitchen, and a basement on the ground floor that can be renovated and transformed into another apartment with a bathroom. Additionally, there is private parking and a beautiful entrance from the street. Perfect for investing in a perfect home in Spain.

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€495.000,-
Ground Floor Apartment La Cala de Mijas
Available
3
2
1
1
4
La Cala de Mijas – Modern 3 bed corner garden apartment heavily reduced for quick sale. Private use garden to two sides, in top development with gym, spa, tennis etc. Only 12-15 mins walk to the beautiful La Cala beaches & popular shopping boulevard. Walking distance to one of the most popular beach towns on the Costa del Sol, offers excellent future capital growth potential and will also meet all the new rental regulations, offering excellent "buy to holiday let" possibilities. APARTMENT This modern luxury apartment offers; spacious lounge/ dining area with large open plan modern white high-gloss fitted kitchen. With fitted oven, hob, hood, fridge freezer, microwave and dishwasher. 3 large double bedrooms with fitted wardrobes, Master with patio doors to terrace, walk in wardrobe & luxury en-suite shower room. Plus a 2nd family shower room. Covered terrace and private use garden to two sides offering views over communal landscaped gardens & pool. Hot & cold air-con, private parking space and storage room. Interiors have a beautiful timeless design, with high quality finishes and feature neutral colour palettes. DEVELOPMENT: Luxury gated development with incredible facilities including; gym, spa, sauna, paddle tennis court, social indoor and out door entertaining areas, chill out BBQ area, 3 x swimming pools, waterfall, concierge service and 24h security cameras. All only approx. 12-15 minutes walk away from La Cala's beautiful beach and main boulevard with all its fabulous shops, bars, restaurants and tapas bars. LOCATION: Situated in the heart of the new highly sought-after residential area of La Cala de Mijas beach town. La Cala beach town offers beautiful blue flag beaches and is quickly becoming one of the most sought-after areas on the Costa del Sol, attracting celebrity chefs and restauranteurs to the area. This beautiful unspoilt beach town has a mixture of modern luxury restaurants along with its original fishing village charm and tapas bars. The new luxury residential area surrounding the original beach town is now considered a property hot spot for investors. Ideal for enjoying a truly luxury lifestyle offering easy walking distance to beautiful beaches, golf course, shops, bars and restaurants. La Cala is centrally located between Malaga (approximately 25 minutes drive) and Marbella (approximately 15 minutes drive) giving easy access to the entire Coast. The vendor has informed us that: Community Charges are approx. € 280 per month. IBI (Council Tax) is: approx. € 640 per annum. BASURA (Rubbish Bill) is approx. € 78 per annum. With its LPO (first occupation License) its ideal for both personal use and investors looking for a "buy to holiday let" investment. Call now to view or reserve from our video tour.

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€1.995.000,-
Penthouse Apartment Estepona
Available
2
2.5
1
0
2
This fantastic luxury penthouse is located in one of the most beautiful frontline beach developments of the Costa Del Sol, an oasis of tranquility yet within walking distance to shops and restaurants and the charming Old Town of Estepona. The apartment itself has been fully renovated to the highest standards and it features an open-plan layout, 2 bedrooms with fitted wardrobes and 2 bathrooms en-suite with underfloor heating, plus a guest toilet. The kitchen is separated from the living area by a custom designed wooden panel which features a rotating flat screen TV. Thanks to its south-west orientation and large glass windows, the penthouse is very bright and offers breathtaking sea views from both levels. On the upper floor you can enjoy a spacious rooftop terrace with a fully equipped outdoor kitchen, BBQ, 2 outdoor showers, covered dining area and a sun lounge. This prestigious residential complex features direct access to the beach and promenade, 7 swimming pools of which one is heated, award winning tropical gardens, 3 restaurants, a gym, 24hrs security, 3 padel courts, 5 tennis courts and a small football pitch. This resort is an ideal holiday destination indeed! Great access to to the main road joining Estepona and Marbella.

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€1.700.000,-
Residential Plot San Pedro de Alcántara
Available
0
0
0
0
0
Unique opportunity to invest in 5 detached villas in San Pedro de Alcántara This 2,873 square meter urban plot, divided into 5 plots, is located in a prime location, just 1 km from the beach and a short walk from all amenities. Classified for single-family residential (chalets) with 2 buildable floors. With a buildable area of 1,004 square meters, this land offers great potential for developers. Once built, the villas will have partial sea views. The plot is located in a consolidated urban area, 1 hour from Málaga and Gibraltar international airports.

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About Me

My story

My name is Noël Relker, I’m married with two daughters. As a kid, growing up in a small Dutch village, I dreamed of a life of travelling and adventures . Living abroad was high on my list. Years went by in which I did travel a lot and was busy with exciting work opportunities. But living abroad remained my biggest wish.  Fortunately my husband felt the same way, and in 2019 we said ‘if we wanna do it, we gotta do it now!’ Our girls were 8 and 10 years old and we hoped they would be able to adjust and learn the language quite quickly.

Within one month it was decided and although we’d never been there, thanks to Google Earth, we chose Malaga province. We put our house up for sale, started learning Spanish, travelled there (what a relief, in real life Andalucía was even more beautiful than we could imagine) and in December we sold our house. After memorable saying goodbye parties we arrived on January the 5th of 2020 and the adventure truly began!

That autumn prior to our immigration I’d made contact with several people that had also moved to the same area. To gather as much information as possible, because we had so little time to do research ourselves. Almost as if we knew we had to hurry, with Covid breathing in our necks. A lot you really have to experience and look up for yourself because it’s half the challenge, but some pointers and experiences of others, were very helpful for us. We narrowed it down to a few towns on the Costa del Sol and after making a pros/cons list we started looking for a place to live. Eventually we found a lovely home in a beautiful urbanisation between Alhaurin de la Torre and Alhaurin el Grande where we’re very happy.

INFORMATION

HOw does it work here?

Searching for and finding a house in Spain works differently to the UK. Some of the houses you see for sale online, on for instance Idealista, Kyero and Spainhouses are teasers that are not really for sale (anymore). But once you’ve asked for information on that property by that agent you are registered there and it’s a gentlemen’s agreement here, that once you’re registered somewhere, you’re that agent’s client, whether you want that or not. If you want me to be your property finder, ask me for information and I’ll send you everything you’ve set your eyes on.

The selling party raises the price of the property by a percentage that will be the standard commission the selling and buying agents split. Besides these costs, there are other things you need to get specific expertise from a lawyer for. The selling process in Spain is a bit more complex because of licences and official papers which are sometimes not correct or even missing. The language, the different culture, the other things you need to organise like applying for a NIE number and opening a bank account and off course Brexit, all of that makes it even more essential for buyers to have a lawyer.

The network I’ve been building here, exists of knowledgeable people that have worked here for years and are very reliable. I work together with advisors, agents and lawyers and I will make sure you get the best help you need. 

NEW VERSUS existing

Due to Covid a lot of developments projects were put on hold. Now however, it’s buzzing around here. Everywhere you look new complexes and houses are being built and there is a rapidly growing market for it. Thousands of people have saved money during 2020/2021 and have some kind of new awareness of bringing more joy into their lives. What better way is there, to live (partly) in sunny Spain!

All these new developments are found online but often the sites offer little information. All you need to know about these resale developments, you can ask me and I’ll provide you with a full picture.

Whether you buy something new or existing, there’s one important rule, make sure a good lawyer takes care of all the paperwork and checks if everything is safe and correct. You don’t want any surprises, definitely not in another country. Surprises often occur with existing buildings which caused a lot of stress for buyers. Lots of houses, especially the ones built  in rural areas have been (partly) built illegally and documents aren’t correct. Or permits were never given. You can also buy something and inherit the debts of the seller! These things happen here, and a decent lawyer protects you from that. I work with a very reliable Spanish lawyer who has 20 years of experience, who knows all the inns and outs of the law here, but also knows how to translate it all into English so you know what’s going on.

Below you find some things that are important and have to be dealt with when you buy a house in Andalusia.

– Getting a NIE number

– Opening a Spanish bankaccount (not necessary but handy)

– Consulting and checking the various property registers

– Checking ownership for mortgage, debts, charges and/or other attachments

– Checking permits for the construction works on the property

– Checking the IBI (Property Tax) returns

– Checking whether a building permit is present

– Checking whether a decanal insurance is present

– Checking certificates (such as cédula de habitabilidad or licencia de primera ocupaccion)

Rent

Wanneer u (eerst) wilt huren, wordt vaak 1 maand in rekening gebracht als commissie. Daarnaast betaalt u 1 maand borg. Soms vragen makelaars of huiseigenaren twee maanden borg (welke je regelmatig niet terugkrijgt wanneer je de woning opzegt omdat ze altijd wel iets vinden om dit te ‘verantwoorden’) en het komt ook weleens voor dat ze vragen om het volledige bedrag voor het eerste half jaar of zelfs jaar aan huur in één keer vooraf te betalen. Dit is niet nodig en raad ik u af.

Als u voor korte termijn een huis wilt huren, kan het mogelijk voordeliger zijn om dit via een particulier te doen, zo bespaart u kosten. Wel is het natuurlijk van belang dat er ook een huurcontract wordt opgesteld. 

Belangrijk om van tevoren te weten is dat veel huizen gemeubileerd verhuurd worden. 

In de database voor makelaars staan ook de huurhuizen vermeld, welke ik u desgewenst kan laten zien en welke we kunnen bezichtigen.

Tips

  • In Spain anyone can become a real estate agent, you don’t need any degree or diploma. That is why it’s always good to not just sign anything without knowing if it’s legitimate. When you’re asked to sign a Spanish document, always consult a lawyer.
  • Notaries in Spain have a different, not that important role here and don’t get involved much. A lawyer does most of the work related to the buying.
  • With regards to your budget it is recommended to know how much you can spend on the property. How much savings do you want to put in? Do you need a mortgage? When you know all of this and look at your monthly income, your budget shouldn’t be higher than 35-40% of your net income (of course this depends on your savings).
  • Beware of 9,5% to 14% of the purchase price extra costs. The largest part of this consists of 7% transfer tax for existing buildings or 10% VAT in the case of new construction (this has been changed recently by the government). The registration fee in the “Registro de la Propiedad” is approximately 0.3% to 0.7%. The notary fees amount to 0.6% to 1%. This is related to the value of the property. In case of new construction, you must take into account 1% stamp duty, for convenience administrative taxes. If a lawyer is used, you must of course also budget for these costs. You can go to an independent lawyer where you generally owe a fixed percentage of the purchase price. This percentage is between 1% and 1.5%. If you partly finance the house with a mortgage, you also owe costs to the bank, the notary and the land registry because a separate mortgage deed passes by the notary and the mortgage must be mentioned in the land register. The opening costs of the mortgage are usually 1% to 1.5% of the mortgage amount; the notary and registration fees and the preparation of the legal documents together approximately 2.5% of the mortgage amount.
  • These costs cannot be financed with a mortgage. Neither can refurbishing or renovating.
  • When you’re not a resident you can get a mortgage with the Spanish property as collateral. 
  • The most common mortgage in Spain is the Annuity Mortgage. The mortgage must be repaid when the applicant becomes 75 years old and the maximum term of the loan is 30 years and depends on the age.
  • The bank wants to get a good picture of the potential customer. Based on the profile, the bank will indicate under which conditions which mortgage amount can be provided. The most important criteria are the valuation value, your income, your age and your assets.

Hoe gaat u uw nieuwe huis betalen? 

Er zijn een paar opties:

– Eenmalige betaling: de totale verkoopprijs van de woning wordt rechtstreeks aan de verkoper betaald, normaal gesproken via een bankcheque op hun naam die u bij de ondertekening van de eigendomsakte overhandigt.

– Hypotheeklening: een hypotheek krijgen, bij de bank in Spanje of in Nederland, waarbij het onroerend goed zelf wordt gebruikt als een garantie. Banken lenen normaal gezien tussen de 50 en 80% van de waarde van het huis en de resterende 30% wordt door de koper betaald. Dit is afhankelijk van de locatie; voor huizen in de campo/rural (het platteland) wordt minder hypotheek verstrekt, namelijk 50% (60% als resident) en voor nieuwbouw tot 80% als u resident bent. Kosten koper en verbouwingskosten kunnen niet worden meegefinancierd.


-Hypotheek subrogatie: de naam van de betaler wijzigen van een bestaande hypotheek op het onroerend goed naar uw eigen naam, alle rechten en plichten ervan overnemen en jou de nieuwe betaler van de hypotheek maken. Dit moet worden aangevraagd bij dezelfde bank als waar de hypotheek is aangevraagd. Een voordeel van het subrogeren van een hypotheek is dat u alle kosten van een nieuwe hypotheek bespaart, maar aan de andere kant zijn de algemene voorwaarden vast en kunt u ze niet aanpassen aan uw eigen behoeften.

COSTs

WhAT does it cost me? What are the charges?

My services are completely free for you. I guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.

How are these activities around the purchase of a house then paid for? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..

I will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as I said, I call in good help.

COSTs

WhAT does it cost me? What are the charges?

My services are completely free for you. I guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.

How are these activities around the purchase of a house then paid for? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..

I will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as I said, I call in good help.

Our team

We are here to help you.

Noël Relker

Founder & property finder

Founder and property finder of Casa del Sol real estate Responsible for mostly Dutch, Belgian and English clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.

Sander Fonville

Property finder

Property finder of Casa del Sol real estate and partner Casa del Sol holiday rentals (for renting out the real estate short term) Responsable for mostly Dutch and Belgian clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment. Sander is also responsible for renting out the property we manage for our clients.

Marcella Andrusko

Property finder

Property finder and management assistent of Casa del Sol Responsible for mostly Hungarian, Slovak, Serbian, Czech and Polish clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.

Inpression

Dream away for a moment

Contact me with email: [email protected]

Please contact me with use of this form


Call or text me

Dutch phone +31 627841816

Spanish phone +34 602435320

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