Your Property finder on the Costa del Sol
Reliable help to find your new dream home on the Costa del Sol
Casa del Sol
Your new home
When you’re looking for a place in the sun, a (second)home on the Costa del Sol, you will find dozens of sites that show you the most beautiful houses. Soon you will not be able to see the wood for the trees.
Where to start?
We would love to help you separate the wheat from the chaff to find your special place in the sun. From experience we know a reliable, knowledgeable sparring partner can really help. Not only in finding the best fitting house but also in the most ideal location, for you to live in or spend your holidays, whilst ensuring it increases in value.
There are plenty of agents and real estate firms here on the Costa (they say there are more of them here than sunlovers) and there’s also no shortage of administration offices, mortgage advisors, lawyers and financial experts either. Most of them even speak some English or are from the UK and are more than knowledgeable.
At Casa del Sol we know how hard it is to find the right people when you are searching for a home abroad. As an intermediary between you and the numerous (Spanish) real estate agents here we will be your single point of contact and help you from A to Z.
You know what you want; more freedom and joy perhaps, or more sun and less rain, adventure or tranquillity and what kind of house or home you are looking for. We listen carefully and translate your wishes into reality and into the home of your dreams. A lot of the houses that are for sale here, can be found somewhere online. Online presence and searchability however isn’t as developed and much used here as anywhere else in Europe. And a lot of properties you find on consumer sites like Idealista or Kyero often aren’t for sale anymore. There is however an up-to-date and transparent database that’s used by almost all real estate agents, particularly on the Costa del Sol, that we subscribe to. If you’ve found your dreamhouse yourself, you can ask us to join you, be your purchase agent and guide you all the way.
Tell me what it is you’re looking for, I will start the search and together we will find the best suitable home for you!
Mijn dienstverlening
Wat kan ik voor u doen?
Net als in mijn vorige werk, waarin ik account- en relatiemanager was en een brug sloeg tussen het bedrijf waarvoor ik werkte en onze klanten, ben ik nu ook graag intermediair tussen u en de vele lokale makelaars hier. Een eerste aanspreekpunt en een betrouwbare en bekende schakel in een nog onbekend verhaal. U weet; ik wil wat anders, ik wil meer vrijheid, avontuur, zon, rust, plezier, wat u zoekt in een plek, in een huis, in een thuis. Ik luister zorgvuldig en kan dat hier in de provincie Málaga vertalen naar de beste (vakantie)woning van uw dromen.
Veel huizen die te koop staan, zijn ergens online te vinden, maar Internet is in Spanje minder ontwikkeld dan elders in Europa. En wat online staat, op de sites voor consumenten, is soms al niet meer te koop. Wat extra zoekhulp ter plekke is daarom erg handig. Zo is er bijvoorbeeld wel een up-to-date systeem met name voor de Costa del Sol maar dit is enkel in gebruik door makelaars en kan niet door anderen geraadpleegd worden. Het is een overzichtelijk systeem waarin ik een volledig beeld van de mogelijkheden heb. En mocht u toch zelf al een droomhuis gevonden hebben, dan kunt u mij vragen als aankoopmakelaar om mee te gaan en de aankoop te begeleiden.
Zodra ik weet wat u zoekt, ga ik voor u aan het werk en zult u van mij een overzichtelijke presentatie ontvangen van wat er te koop is op uw gewenste locatie(s), naar uw wensen. Van daaruit gaan we samen bepalen hoe we verder gaan. Zeker in deze tijd kan bijvoorbeeld een virtuele bezichtiging eerder een optie zijn dan gelijk al een fysiek bezoek.
PROPERTIES
WHATS FOR SALE IN THE REGION
€507.000,-
Terraced Townhouse La Duquesa
Available
3
3
1
1
3
Townhouse for sale in Castillo de la Duquesa, Manilva with 3 bedrooms, 2 bathrooms, 1 en suite bathroom, 1 toilet, and south facing, with garage carport (3 spaces) and private garden. Regarding property dimensions, the property has 340 m² constructed, 306 m² interior and 12 m² terrace, and a private garden of 40 meters with a barbecue. Features Close to the mountain, Amenities near, Transport near, Central heating, Storage room, Marble floors, Basement, Basement, Solar panels, Fitted kitchen, Sea views, Mountain views, Grills, Utility room, Fitted wardrobes, Beachside, Sea views, Unfurnished, Close to children playground, Close to beach / sea, Close to golf, Balcony, Optional furniture, Good condition, Close to shops, Close to town, Close to port, Close to schools, Pets allowed, Individual air conditioning and Ground floor patio.
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€209.000,-
Commercial Premises Commercial Marbella
Available
3
1
0
0
1
COMMERCIAL PREMISES between Avda Ricardo Soriano and Jacinto Benavente – recently refurbished – 86 m2, in perfect conditions, actually rented out. It is ideal for any type of business. 4 rooms and a bathroom. It offers space, luminosity and comfort. The location in the centre of Marbella guarantees great visibility and easy access for potential clients. An opportunity to establish your business.
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€460.000,-
Penthouse Duplex Apartment Selwo
Available
2
2
1
1
2
LUXURIOUS DUPLEX PENTHOUSE WITH PANORAMIC VIEWS IN SELWO, ESTEPONA
Welcome to this stunning duplex penthouse nestled in the tranquil neighborhood of Selwo, Estepona, offering the epitome of modern luxury living.
As you step into this spacious penthouse, you're greeted by an ambiance of elegance and comfort. Boasting two generously sized bedrooms and two exquisitely designed bathrooms, including a lavish en suite bathroom adjoined to the master bedroom, this residence is designed to cater to your every need.
The heart of the home is the expansive living room, bathed in natural light and adorned with panoramic views of the sea and majestic mountains. Step outside onto the vast private terrace, where you can bask in the beauty of the lush communal gardens below and admire the tranquil vistas of the surrounding landscape.
Prepare culinary delights in the fully equipped kitchen, complete with modern appliances and ample storage space. Convenience is key, with underground parking and a storage unit included in the package, ensuring a hassle-free lifestyle.
Experience unparalleled brightness throughout the day, thanks to the west orientation of this remarkable apartment, offering abundant sunshine from dawn till dusk.
Indulge in the lavish amenities of the development, including a sprawling communal swimming pool surrounded by lush tropical gardens, complete with a convenient dressing area for your comfort. Meander through the enchanting pathways that wind through the meticulously landscaped grounds, creating a serene oasis right at your doorstep. Rest assured with 24-hour security, including video surveillance, providing you with peace of mind and a sense of security.
Don't miss the opportunity to call this exceptional penthouse your home, where luxury, comfort, and tranquility converge to create the ultimate living experience.
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€109.900,-
Terraced Townhouse Casarabonela
Available
4
2
0
0
3
Discover this charming townhouse in the picturesque village of Casarabonela, where natural beauty and tradition come together. With 202 m² of constructed area and a south-facing orientation, this property offers endless possibilities to adapt it to your needs and lifestyle.
On the first floor, you'll find a cozy living room, a kitchen with a small pantry room, and an additional bedroom. The inner patio includes a guest toilet and a storage room, along with the stairs leading to the large main terrace.
The second floor has three bright bedrooms and a full bathroom, perfect for accommodating family or guests.
The third floor is a real treasure with a large main terrace and two storage rooms, ideal for extra storage or to create your personal space.n
Casarabonela, declared a Biosphere Reserve by UNESCO, is surrounded by the natural beauty of the Sierra de las Nieves National Park. It also offers a rich Moorish gastronomy, with traditional dishes like pipeo. Don't miss this opportunity to live in such a special environment!
Contact me today to schedule a visit and discover everything this townhouse has to offer!
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€332.500,-
Middle Floor Studio Río Real
Available
2
2
1
1
1
Middle Floor Studio, Río Real, Costa del Sol.
2 Bedrooms, 2 Bathrooms, Built 116 m².
Setting : Frontline Golf, Close To Golf, Close To Sea, Urbanisation.
Orientation : South.
Condition : Good.
Pool : Communal.
Climate Control : Air Conditioning.
Features : Lift, Fitted Wardrobes, Private Terrace, Utility Room, Marble Flooring.
Furniture : Not Furnished.
Kitchen : Partially Fitted.
Garden : Communal.
Parking : Underground, Garage.
Utilities : Electricity, Drinkable Water, Telephone.
Category : Bargain, Beachfront, Cheap, Distressed, Golf, Holiday Homes, Investment, Luxury, Reduced, Repossession.
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€1.275.000,-
Detached Villa Benahavís
Available
3
4
1
1
4
Stunning views from this villa in Benahavís Hills.
This beautiful home is located on a dead-end street in the complex, which makes it very quiet and private, plus because you have no other houses in front, this house offers spectacular views from every level and room.
As you arrive a private two-car parking space welcomes you while looking straight to the mountains in Benahavís and the Mediterranean Sea. On this level, we find the main entrance that leads us to the stairway and a lift, which connects all floors in this property.
One floor lower we have a large living area with a fireplace, connected to a dining area next to the open-plan kitchen. You can enjoy meals at any moment of the day in any of the two terraces on this level and you also have a guest toilet.
Further down we find the three en-suite bedrooms, the master with access to a private terrace and the second and third with balconies, all of these with beautiful views in the same direction. The main bathroom enjoys a lovely walk-in shower and a private sauna.
On the bottom floor, there is a fantastic entertaining area with a full kitchen and access to the garden and pool area with an outdoor shower. This space has been utilized to maximize the storage and living areas. The garden is a very well-used space with a lounge, dining area, and a good-size pool on the side which also makes it private.
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About us
Our story
Casa del Sol was started by me, Noël Relker, in 2020. As a kid, growing up in a small Dutch village, I dreamed of a life of travelling and adventures. Living abroad was high on the list. Years went by in which I did travel a lot and I was busy with exciting work opportunities. But living abroad remained my biggest wish. Fortunately Sander Fonville, my partner, felt the same way, and in 2019 we said ‘if we wanna do it, we gotta do it now!’ Our daugthers were 8 and 10 years old and we hoped they would be able to adjust and learn the language quite quickly.
After memorable saying goodbye parties we arrived on January the 5th of 2020 and the adventure truly began!
After having lived in Alhaurín el Grande for 2 years, we now live in Mijas where our businesses, Casa del Sol real estate and Casa del Sol holiday rentals are also based. With real estate colleague Marcella Andrusko and holiday rentals colleague Uri Frider we can help you with everything you need on the Costa del Sol, regarding finding a house to buy, renting it out and everything in between.
INFORMATION
HOw does it work here?
Searching for and finding a house in Spain works differently than most people are familiar with. Some of the houses you see for sale online, on for instance Idealista, Kyero and Spainhouses are teasers that are not really for sale (anymore). But once you’ve asked for information on that property by that agent you are registered there and it’s a gentlemen’s agreement here, that once you’re registered somewhere, you’re that agent’s client, whether you want that or not. If you want Casa del Sol to be your property finder, ask us for information and we’ll send you everything you’ve set your eyes on.
The selling party raises the price of the property by a percentage that will be the standard commission the selling and buying agents split. Besides these costs, there are other things you need to get specific expertise from a lawyer for. The selling process in Spain is a bit more complex because of licences and official papers which are sometimes not correct or even missing. The language, the different culture, the other things you need to organise like applying for a NIE number and opening a bank account and off course Brexit, all of that makes it even more essential for buyers to have a lawyer.
The network we’ve been building here, exists of knowledgeable people that have worked here for years and are very reliable. We work together with advisors, agents and lawyers and we will make sure you get the best help you need.
NEW VERSUS existing
NEW VERSUS EXISTING
Due to Covid a lot of developments projects were put on hold. The last two years however, it’s buzzing around here. Everywhere you look new complexes and houses are being built and there is a rapidly growing market for it. Thousands of people have saved money during 2020/2021 and have some kind of new awareness of bringing more joy into their lives. What better way is there, to live (partly) in sunny Spain!
Most of these new developments are found online but often the sites offer little information. All you need to know about these projects, you can ask us and we’ll provide you with a full picture.
Whether you buy something new or existing, there’s one important rule, make sure a good lawyer takes care of all the paperwork and checks if everything is safe and correct. You don’t want any surprises, definitely not in another country. Surprises often occur with existing buildings which caused a lot of stress for buyers. Lots of houses, especially the ones built in rural areas have been (partly) built illegally and documents aren’t correct. Or permits were never given. You can also buy something and inherit the debts of the seller! These things happen here, and a decent lawyer protects you from that. We work with very reliable Spanish and English lawyers who have years of experience, who know all the inns and outs of the law here, but also know how to translate it all into English so you know what’s going on.
Below you find some things that are important and have to be dealt with when you buy a house in Andalusia.
– Getting a NIE number
– Opening a Spanish bankaccount (not necessary but handy)
– Consulting and checking the various property registers
– Checking ownership for mortgage, debts, charges and/or other attachments
– Checking permits for the construction works on the property
– Checking the IBI (Property Tax) returns
– Checking whether a building permit is present
– Checking whether a decanal insurance is present
– Checking certificates (such as cédula de habitabilidad or licencia de primera ocupaccion)
Rent
Wanneer u (eerst) wilt huren, wordt vaak 1 maand in rekening gebracht als commissie. Daarnaast betaalt u 1 maand borg. Soms vragen makelaars of huiseigenaren twee maanden borg (welke je regelmatig niet terugkrijgt wanneer je de woning opzegt omdat ze altijd wel iets vinden om dit te ‘verantwoorden’) en het komt ook weleens voor dat ze vragen om het volledige bedrag voor het eerste half jaar of zelfs jaar aan huur in één keer vooraf te betalen. Dit is niet nodig en raad ik u af.
Als u voor korte termijn een huis wilt huren, kan het mogelijk voordeliger zijn om dit via een particulier te doen, zo bespaart u kosten. Wel is het natuurlijk van belang dat er ook een huurcontract wordt opgesteld.
Belangrijk om van tevoren te weten is dat veel huizen gemeubileerd verhuurd worden.
In de database voor makelaars staan ook de huurhuizen vermeld, welke ik u desgewenst kan laten zien en welke we kunnen bezichtigen.
Tips
- In Spain anyone can become a real estate agent, you don’t need any degree or diploma. That is why it’s always good to not just sign anything without knowing if it’s legitimate. When you’re asked to sign a Spanish document, always consult a lawyer.
- Notaries in Spain have a different, not that important role here and don’t get involved much. A lawyer does most of the work related to the buying.
- With regards to your budget it is recommended to know how much you can spend on the property. How much savings do you want to put in? Do you need a mortgage? When you know all of this and look at your monthly income, your budget shouldn’t be higher than 35-40% of your net income (of course this depends on your savings).
- Beware of 9,5% to 14% of the purchase price extra costs. The largest part of this consists of 7% transfer tax for existing buildings or 10% VAT in the case of new construction (this has been changed recently by the government). The registration fee in the “Registro de la Propiedad” is approximately 0.3% to 0.7%. The notary fees amount to 0.6% to 1%. This is related to the value of the property. In case of new construction, you must take into account 1% stamp duty, for convenience administrative taxes. If a lawyer is used, you must of course also budget for these costs. You can go to an independent lawyer where you generally owe a fixed percentage of the purchase price. This percentage is between 1% and 1.5%. If you partly finance the house with a mortgage, you also owe costs to the bank, the notary and the land registry because a separate mortgage deed passes by the notary and the mortgage must be mentioned in the land register. The opening costs of the mortgage are usually 1% to 1.5% of the mortgage amount; the notary and registration fees and the preparation of the legal documents together approximately 2.5% of the mortgage amount.
- These costs cannot be financed with a mortgage. Neither can refurbishing or renovating.
- When you’re not a resident you can get a mortgage with the Spanish property as collateral.
- The most common mortgage in Spain is the Annuity Mortgage. The mortgage must be repaid when the applicant becomes 75 years old and the maximum term of the loan is 30 years and depends on the age.
- The bank wants to get a good picture of the potential customer. Based on the profile, the bank will indicate under which conditions which mortgage amount can be provided. The most important criteria are the valuation value, your income, your age and your assets.
Hoe gaat u uw nieuwe huis betalen?
Er zijn een paar opties:
– Eenmalige betaling: de totale verkoopprijs van de woning wordt rechtstreeks aan de verkoper betaald, normaal gesproken via een bankcheque op hun naam die u bij de ondertekening van de eigendomsakte overhandigt.
– Hypotheeklening: een hypotheek krijgen, bij de bank in Spanje of in Nederland, waarbij het onroerend goed zelf wordt gebruikt als een garantie. Banken lenen normaal gezien tussen de 50 en 80% van de waarde van het huis en de resterende 30% wordt door de koper betaald. Dit is afhankelijk van de locatie; voor huizen in de campo/rural (het platteland) wordt minder hypotheek verstrekt, namelijk 50% (60% als resident) en voor nieuwbouw tot 80% als u resident bent. Kosten koper en verbouwingskosten kunnen niet worden meegefinancierd.
-Hypotheek subrogatie: de naam van de betaler wijzigen van een bestaande hypotheek op het onroerend goed naar uw eigen naam, alle rechten en plichten ervan overnemen en jou de nieuwe betaler van de hypotheek maken. Dit moet worden aangevraagd bij dezelfde bank als waar de hypotheek is aangevraagd. Een voordeel van het subrogeren van een hypotheek is dat u alle kosten van een nieuwe hypotheek bespaart, maar aan de andere kant zijn de algemene voorwaarden vast en kunt u ze niet aanpassen aan uw eigen behoeften.
COSTs
WhAT does it cost me? What are the charges?
Our services cost you only €1.100 excl. tax regardless of how many months (or sometimes even years) it will take us to find you your dreamhome, because we get a percentage on the property once you find something.
We guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.
How are all these activities around the search, the tour(s) and the purchase of a house paid for, besides the initial €1.100 (excl tax)? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..
We will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as we said, we’ll find you the best help in our network.
Our team
We are here to help you.
Noël Relker
Founder & property finder
Founder and property finder of Casa del Sol real estate Responsible for mostly Dutch, Belgian and English clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Sander Fonville
Property finder
Property finder of Casa del Sol real estate and partner Casa del Sol holiday rentals (for renting out the real estate short term) Responsable for mostly Dutch and Belgian clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment. Sander is also responsible for renting out the property we manage for our clients.
Marcella Andrusko
Property finder
Property finder and management assistent of Casa del Sol Responsible for mostly Hungarian, Slovak, Serbian, Czech and Polish clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Please contact me with use of this form
Call or text me
Dutch phone +31 627841816
Spanish phone +34 602435320
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