Your Property finder on the Costa del Sol
Reliable help to find your new dream home on the Costa del Sol
Casa del Sol
Your new home
When you’re looking for a place in the sun, a (second)home on the Costa del Sol, you will find dozens of sites that show you the most beautiful houses. Soon you will not be able to see the wood for the trees.
Where to start?
We would love to help you separate the wheat from the chaff to find your special place in the sun. From experience we know a reliable, knowledgeable sparring partner can really help. Not only in finding the best fitting house but also in the most ideal location, for you to live in or spend your holidays, whilst ensuring it increases in value.
There are plenty of agents and real estate firms here on the Costa (they say there are more of them here than sunlovers) and there’s also no shortage of administration offices, mortgage advisors, lawyers and financial experts either. Most of them even speak some English or are from the UK and are more than knowledgeable.
At Casa del Sol we know how hard it is to find the right people when you are searching for a home abroad. As an intermediary between you and the numerous (Spanish) real estate agents here we will be your single point of contact and help you from A to Z.
You know what you want; more freedom and joy perhaps, or more sun and less rain, adventure or tranquillity and what kind of house or home you are looking for. We listen carefully and translate your wishes into reality and into the home of your dreams. A lot of the houses that are for sale here, can be found somewhere online. Online presence and searchability however isn’t as developed and much used here as anywhere else in Europe. And a lot of properties you find on consumer sites like Idealista or Kyero often aren’t for sale anymore. There is however an up-to-date and transparent database that’s used by almost all real estate agents, particularly on the Costa del Sol, that we subscribe to. If you’ve found your dreamhouse yourself, you can ask us to join you, be your purchase agent and guide you all the way.
Tell me what it is you’re looking for, I will start the search and together we will find the best suitable home for you!
Mijn dienstverlening
Wat kan ik voor u doen?
Net als in mijn vorige werk, waarin ik account- en relatiemanager was en een brug sloeg tussen het bedrijf waarvoor ik werkte en onze klanten, ben ik nu ook graag intermediair tussen u en de vele lokale makelaars hier. Een eerste aanspreekpunt en een betrouwbare en bekende schakel in een nog onbekend verhaal. U weet; ik wil wat anders, ik wil meer vrijheid, avontuur, zon, rust, plezier, wat u zoekt in een plek, in een huis, in een thuis. Ik luister zorgvuldig en kan dat hier in de provincie Málaga vertalen naar de beste (vakantie)woning van uw dromen.
Veel huizen die te koop staan, zijn ergens online te vinden, maar Internet is in Spanje minder ontwikkeld dan elders in Europa. En wat online staat, op de sites voor consumenten, is soms al niet meer te koop. Wat extra zoekhulp ter plekke is daarom erg handig. Zo is er bijvoorbeeld wel een up-to-date systeem met name voor de Costa del Sol maar dit is enkel in gebruik door makelaars en kan niet door anderen geraadpleegd worden. Het is een overzichtelijk systeem waarin ik een volledig beeld van de mogelijkheden heb. En mocht u toch zelf al een droomhuis gevonden hebben, dan kunt u mij vragen als aankoopmakelaar om mee te gaan en de aankoop te begeleiden.
Zodra ik weet wat u zoekt, ga ik voor u aan het werk en zult u van mij een overzichtelijke presentatie ontvangen van wat er te koop is op uw gewenste locatie(s), naar uw wensen. Van daaruit gaan we samen bepalen hoe we verder gaan. Zeker in deze tijd kan bijvoorbeeld een virtuele bezichtiging eerder een optie zijn dan gelijk al een fysiek bezoek.
PROPERTIES
WHATS FOR SALE IN THE REGION
€1.260.000,-
Penthouse Apartment Marbella
Available
3
4
0
0
1
Fully renovated apartment with high qualities a few meters from the beach in Marbella center.
The property has been renovated with designer furniture carefully studying every detail and Scandinavian finish.
The apartment is divided into 1 spacious living room with a separate dining room, 1 open kitchen with brand appliances, 3 bedrooms with fitted wardrobes with 3 en-suite bathrooms, 1 guest service and 1 hall. From the living room we can enjoy incredible views of the old town of Marbella.
From the main bedroom we access a terrace with side views of the Mediterranean Sea.
Nearby we reach the promenade or its marina. The old town and the Plaza de los Naranjos are just a couple of minutes away on foot, surrounded by beautiful flowered streets and a wide variety of high-end restaurants.
Just a few meters away we find the new Hotel El Fuerte and enjoy all kinds of leisure that it offers, spa, aquagym. etc
An excellent investment for those who want to acquire a beautiful home in the heart of the city with all the comforts.
Make your reservation with us today, it will not last long on the market, an excellent investment.
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€399.000,-
Penthouse Apartment Torreblanca
Available
2
2
1
1
1
Fantastic Penthouse located in a beautiful urbanization with wonderful sea views. This spacious and bright penthouse consists of two double bedrooms, one of them with a complete bathroom with an en-suite shower and direct access to the large 56m2 terrace. The bedrooms have a built-in wardrobe. Fully equipped kitchen. Spacious and bright living room with air conditioning. Both the kitchen and the living room also have direct access to the terrace with wonderful views of the sea and the urbanization. An ideal and quiet place to enjoy.
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€205.000,-
Middle Floor Apartment Estepona
Available
2
1
0
0
1
This apartment is located in the heart of Estepona, on the edge of its charming old town. It's a cozy and elegant 2-bedroom, 1-bathroom property on the first floor of a well-maintained building, accessible via an elevator.
As you enter the apartment, you are greeted by the lustrous shine of marble floors, which extend throughout the space, giving it an airy feel. The walls are painted in white which complements the flooring and creates a bright and clean atmosphere. The layout is thoughtful and practical, with large corridor connecting seamlessly all the rooms.
The living room is well-lit, benefiting from a large window that let in plenty of natural light. The fitted and equiped kitchen, next to the living room, has a squared and practical layout.
Each of the two bedrooms is well-proportioned, featuring fitted built-in wardrobes maximizing the use of space and maintaining the sleek look of the rooms.
The bathroom is tiled with blue tones mosaic tiles, furnishing the space with original aesthetic and clear atmosphere.
The highlight of this property is its location, in Estepona center, just on the border of the Old Town and walking distance to the beach and to the full range of facilites and services that Estepona offers.
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€525.000,-
Penthouse Apartment Nueva Andalucía
Available
2
2
1
1
1
2 bedroom Penthouse right in the Heart of Nueva Andalucia with La Concha view
This amazing 2 bedroom penthouse overlooks Aloha Golf course from its 40 sqm solarium.
In addition to the roof top solarium it is also a terrace with lots of space to enjoy a breakfast while overlooking La Concha.
The apartment has 2 bedrooms with en suite bathrooms, kitchen and living room.
On the roof there is a large storage room and an additional indoor kitchen with sink, fridge and dishwasher.
The solarium has sun all day long
Amenities within the urbanization:
Parking for owners
Swimming pool
Tennis court
Paddle court
Gym
Squash court
Guest apartment that can be rented by family and friends for reasonable prices
The apartment has a top location in Nueva Andalucia stores and restaurant in immediate proximity. Also the new Benabola walkway will start just a few minutes walk from the apartment and will let you walk in nice nature all the way down to Puerto Banus.
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€170.000,-
Bar Commercial Arroyo de la Miel
Available
0
2
0
0
1
Commercial premises with a privileged location at Arroyo de la Miel, Benalmádena.
It is located in one of the main areas of Arrollo de la Miel. This is an unparalleled opportunity to establish your business in a strategic location that guarantees visibility and accessibility. Its strategic position ensures constant pedestrian traffic.
This venue it is a few meters from supermarkets, a bus stop and 500 m from Arroyo de la Miel train station.
The premises are arranged on one floor and have 110 m2, divided into two large spaces, a terrace and 2 bathrooms. It is in perfect condition.
Great opportunity to have your own store at street level and be part of the vibrant commercial scene of Benalmádena!
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€1.100.000,-
Detached Villa Benahavís
Available
3
2
0
1
1
Pretty Andalusian Finca composed of 3 houses (220 m2 +90 m2 +60 m2).
Very well located, close to the toll of the Benahavis highway and restaurants.
In complete calm with a property of 8.590 m2 at the end of a dead end street.
Main house with 3 bedrooms and 2 bathrooms
Also 3 horse boxes and a shed.
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About us
Our story
Casa del Sol was started by me, Noël Relker, in 2020. As a kid, growing up in a small Dutch village, I dreamed of a life of travelling and adventures. Living abroad was high on the list. Years went by in which I did travel a lot and I was busy with exciting work opportunities. But living abroad remained my biggest wish. Fortunately Sander Fonville, my partner, felt the same way, and in 2019 we said ‘if we wanna do it, we gotta do it now!’ Our daugthers were 8 and 10 years old and we hoped they would be able to adjust and learn the language quite quickly.
After memorable saying goodbye parties we arrived on January the 5th of 2020 and the adventure truly began!
After having lived in Alhaurín el Grande for 2 years, we now live in Mijas where our businesses, Casa del Sol real estate and Casa del Sol holiday rentals are also based. With real estate colleague Marcella Andrusko and holiday rentals colleague Uri Frider we can help you with everything you need on the Costa del Sol, regarding finding a house to buy, renting it out and everything in between.
INFORMATION
HOw does it work here?
Searching for and finding a house in Spain works differently than most people are familiar with. Some of the houses you see for sale online, on for instance Idealista, Kyero and Spainhouses are teasers that are not really for sale (anymore). But once you’ve asked for information on that property by that agent you are registered there and it’s a gentlemen’s agreement here, that once you’re registered somewhere, you’re that agent’s client, whether you want that or not. If you want Casa del Sol to be your property finder, ask us for information and we’ll send you everything you’ve set your eyes on.
The selling party raises the price of the property by a percentage that will be the standard commission the selling and buying agents split. Besides these costs, there are other things you need to get specific expertise from a lawyer for. The selling process in Spain is a bit more complex because of licences and official papers which are sometimes not correct or even missing. The language, the different culture, the other things you need to organise like applying for a NIE number and opening a bank account and off course Brexit, all of that makes it even more essential for buyers to have a lawyer.
The network we’ve been building here, exists of knowledgeable people that have worked here for years and are very reliable. We work together with advisors, agents and lawyers and we will make sure you get the best help you need.
NEW VERSUS existing
NEW VERSUS EXISTING
Due to Covid a lot of developments projects were put on hold. The last two years however, it’s buzzing around here. Everywhere you look new complexes and houses are being built and there is a rapidly growing market for it. Thousands of people have saved money during 2020/2021 and have some kind of new awareness of bringing more joy into their lives. What better way is there, to live (partly) in sunny Spain!
Most of these new developments are found online but often the sites offer little information. All you need to know about these projects, you can ask us and we’ll provide you with a full picture.
Whether you buy something new or existing, there’s one important rule, make sure a good lawyer takes care of all the paperwork and checks if everything is safe and correct. You don’t want any surprises, definitely not in another country. Surprises often occur with existing buildings which caused a lot of stress for buyers. Lots of houses, especially the ones built in rural areas have been (partly) built illegally and documents aren’t correct. Or permits were never given. You can also buy something and inherit the debts of the seller! These things happen here, and a decent lawyer protects you from that. We work with very reliable Spanish and English lawyers who have years of experience, who know all the inns and outs of the law here, but also know how to translate it all into English so you know what’s going on.
Below you find some things that are important and have to be dealt with when you buy a house in Andalusia.
– Getting a NIE number
– Opening a Spanish bankaccount (not necessary but handy)
– Consulting and checking the various property registers
– Checking ownership for mortgage, debts, charges and/or other attachments
– Checking permits for the construction works on the property
– Checking the IBI (Property Tax) returns
– Checking whether a building permit is present
– Checking whether a decanal insurance is present
– Checking certificates (such as cédula de habitabilidad or licencia de primera ocupaccion)
Rent
Wanneer u (eerst) wilt huren, wordt vaak 1 maand in rekening gebracht als commissie. Daarnaast betaalt u 1 maand borg. Soms vragen makelaars of huiseigenaren twee maanden borg (welke je regelmatig niet terugkrijgt wanneer je de woning opzegt omdat ze altijd wel iets vinden om dit te ‘verantwoorden’) en het komt ook weleens voor dat ze vragen om het volledige bedrag voor het eerste half jaar of zelfs jaar aan huur in één keer vooraf te betalen. Dit is niet nodig en raad ik u af.
Als u voor korte termijn een huis wilt huren, kan het mogelijk voordeliger zijn om dit via een particulier te doen, zo bespaart u kosten. Wel is het natuurlijk van belang dat er ook een huurcontract wordt opgesteld.
Belangrijk om van tevoren te weten is dat veel huizen gemeubileerd verhuurd worden.
In de database voor makelaars staan ook de huurhuizen vermeld, welke ik u desgewenst kan laten zien en welke we kunnen bezichtigen.
Tips
- In Spain anyone can become a real estate agent, you don’t need any degree or diploma. That is why it’s always good to not just sign anything without knowing if it’s legitimate. When you’re asked to sign a Spanish document, always consult a lawyer.
- Notaries in Spain have a different, not that important role here and don’t get involved much. A lawyer does most of the work related to the buying.
- With regards to your budget it is recommended to know how much you can spend on the property. How much savings do you want to put in? Do you need a mortgage? When you know all of this and look at your monthly income, your budget shouldn’t be higher than 35-40% of your net income (of course this depends on your savings).
- Beware of 9,5% to 14% of the purchase price extra costs. The largest part of this consists of 7% transfer tax for existing buildings or 10% VAT in the case of new construction (this has been changed recently by the government). The registration fee in the “Registro de la Propiedad” is approximately 0.3% to 0.7%. The notary fees amount to 0.6% to 1%. This is related to the value of the property. In case of new construction, you must take into account 1% stamp duty, for convenience administrative taxes. If a lawyer is used, you must of course also budget for these costs. You can go to an independent lawyer where you generally owe a fixed percentage of the purchase price. This percentage is between 1% and 1.5%. If you partly finance the house with a mortgage, you also owe costs to the bank, the notary and the land registry because a separate mortgage deed passes by the notary and the mortgage must be mentioned in the land register. The opening costs of the mortgage are usually 1% to 1.5% of the mortgage amount; the notary and registration fees and the preparation of the legal documents together approximately 2.5% of the mortgage amount.
- These costs cannot be financed with a mortgage. Neither can refurbishing or renovating.
- When you’re not a resident you can get a mortgage with the Spanish property as collateral.
- The most common mortgage in Spain is the Annuity Mortgage. The mortgage must be repaid when the applicant becomes 75 years old and the maximum term of the loan is 30 years and depends on the age.
- The bank wants to get a good picture of the potential customer. Based on the profile, the bank will indicate under which conditions which mortgage amount can be provided. The most important criteria are the valuation value, your income, your age and your assets.
Hoe gaat u uw nieuwe huis betalen?
Er zijn een paar opties:
– Eenmalige betaling: de totale verkoopprijs van de woning wordt rechtstreeks aan de verkoper betaald, normaal gesproken via een bankcheque op hun naam die u bij de ondertekening van de eigendomsakte overhandigt.
– Hypotheeklening: een hypotheek krijgen, bij de bank in Spanje of in Nederland, waarbij het onroerend goed zelf wordt gebruikt als een garantie. Banken lenen normaal gezien tussen de 50 en 80% van de waarde van het huis en de resterende 30% wordt door de koper betaald. Dit is afhankelijk van de locatie; voor huizen in de campo/rural (het platteland) wordt minder hypotheek verstrekt, namelijk 50% (60% als resident) en voor nieuwbouw tot 80% als u resident bent. Kosten koper en verbouwingskosten kunnen niet worden meegefinancierd.
-Hypotheek subrogatie: de naam van de betaler wijzigen van een bestaande hypotheek op het onroerend goed naar uw eigen naam, alle rechten en plichten ervan overnemen en jou de nieuwe betaler van de hypotheek maken. Dit moet worden aangevraagd bij dezelfde bank als waar de hypotheek is aangevraagd. Een voordeel van het subrogeren van een hypotheek is dat u alle kosten van een nieuwe hypotheek bespaart, maar aan de andere kant zijn de algemene voorwaarden vast en kunt u ze niet aanpassen aan uw eigen behoeften.
COSTs
WhAT does it cost me? What are the charges?
Our services cost you only €1.100 excl. tax regardless of how many months (or sometimes even years) it will take us to find you your dreamhome, because we get a percentage on the property once you find something.
We guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.
How are all these activities around the search, the tour(s) and the purchase of a house paid for, besides the initial €1.100 (excl tax)? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..
We will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as we said, we’ll find you the best help in our network.
Our team
We are here to help you.
Noël Relker
Founder & property finder
Founder and property finder of Casa del Sol real estate Responsible for mostly Dutch, Belgian and English clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Sander Fonville
Property finder
Property finder of Casa del Sol real estate and partner Casa del Sol holiday rentals (for renting out the real estate short term) Responsable for mostly Dutch and Belgian clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment. Sander is also responsible for renting out the property we manage for our clients.
Marcella Andrusko
Property finder
Property finder and management assistent of Casa del Sol Responsible for mostly Hungarian, Slovak, Serbian, Czech and Polish clients searching for a property or plot on the Costa del Sol as a place to life, a place to enjoy holidays or a place to rent out and make a high return on investment.
Please contact me with use of this form
Call or text me
Dutch phone +31 627841816
Spanish phone +34 602435320
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