Your Property finder on the Costa del Sol
Reliable help to find your new dream home on the Costa del Sol
Casa del Sol
Your new home
When you’re looking for a place in the sun, a (second)home on the Costa del Sol, you will find dozens of sites that show you the most beautiful houses. Soon you will not be able to see the wood for the trees.
Where to start?
We would love to help you separate the wheat from the chaff to find your special place in the sun. From experience we know a reliable, knowledgeable sparring partner can really help. Not only in finding the best fitting house but also in the most ideal location, for you to live in or spend your holidays, whilst ensuring it increases in value.
There are plenty of agents and real estate firms here on the Costa (they say there are more of them here than sunlovers) and there’s also no shortage of administration offices, mortgage advisors, lawyers and financial experts either. Most of them even speak some English or are from the UK and are more than knowledgeable.
At Casa del Sol we know how hard it is to find the right people when you are searching for a home abroad. As an intermediary between you and the numerous (Spanish) real estate agents here we will be your single point of contact and help you from A to Z.
You know what you want; more freedom and joy perhaps, or more sun and less rain, adventure or tranquillity and what kind of house or home you are looking for. We listen carefully and translate your wishes into reality and into the home of your dreams. A lot of the houses that are for sale here, can be found somewhere online. Online presence and searchability however isn’t as developed and much used here as anywhere else in Europe. And a lot of properties you find on consumer sites like Idealista or Kyero often aren’t for sale anymore. There is however an up-to-date and transparent database that’s used by almost all real estate agents, particularly on the Costa del Sol, that we subscribe to. If you’ve found your dreamhouse yourself, you can ask us to join you, be your purchase agent and guide you all the way.
Tell me what it is you’re looking for, I will start the search and together we will find the best suitable home for you!
Mijn dienstverlening
Wat kan ik voor u doen?
Net als in mijn vorige werk, waarin ik account- en relatiemanager was en een brug sloeg tussen het bedrijf waarvoor ik werkte en onze klanten, ben ik nu ook graag intermediair tussen u en de vele lokale makelaars hier. Een eerste aanspreekpunt en een betrouwbare en bekende schakel in een nog onbekend verhaal. U weet; ik wil wat anders, ik wil meer vrijheid, avontuur, zon, rust, plezier, wat u zoekt in een plek, in een huis, in een thuis. Ik luister zorgvuldig en kan dat hier in de provincie Málaga vertalen naar de beste (vakantie)woning van uw dromen.
Veel huizen die te koop staan, zijn ergens online te vinden, maar Internet is in Spanje minder ontwikkeld dan elders in Europa. En wat online staat, op de sites voor consumenten, is soms al niet meer te koop. Wat extra zoekhulp ter plekke is daarom erg handig. Zo is er bijvoorbeeld wel een up-to-date systeem met name voor de Costa del Sol maar dit is enkel in gebruik door makelaars en kan niet door anderen geraadpleegd worden. Het is een overzichtelijk systeem waarin ik een volledig beeld van de mogelijkheden heb. En mocht u toch zelf al een droomhuis gevonden hebben, dan kunt u mij vragen als aankoopmakelaar om mee te gaan en de aankoop te begeleiden.
Zodra ik weet wat u zoekt, ga ik voor u aan het werk en zult u van mij een overzichtelijke presentatie ontvangen van wat er te koop is op uw gewenste locatie(s), naar uw wensen. Van daaruit gaan we samen bepalen hoe we verder gaan. Zeker in deze tijd kan bijvoorbeeld een virtuele bezichtiging eerder een optie zijn dan gelijk al een fysiek bezoek.
PROPERTIES
WHATS FOR SALE IN THE REGION
€675.000,-
Penthouse Duplex Apartment Estepona
Available
3
3
1
0
2
Experience luxury at its finest in this exquisite 3-bedroom, 3-bathroom apartment located in the coveted Paraiso Beach area of Estepona. A private terrace complete with a Jacuzzi offers a serene escape, perfect for relaxation. The apartment is nestled in a tranquil environment, ensuring peace and quiet. Residents can indulge in the refreshing community pool, while the beach, shops, and restaurants are just a stone's throw away, promising convenience and leisure. With its seamless blend of comfort, elegance, and proximity to amenities, this apartment presents an exceptional opportunity to embrace the best of coastal living on the stunning Estepona coastline.
For more information, please, do not hesitate to contact us.
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€395.000,-
Middle Floor Apartment La Campana
Available
4
2
0
1
6
In the beautiful Albatros V Building, you will find this beautiful and bright apartment, located in one of the most demanded areas of Nueva Andalucía.
This charming house is located in a residential area that offers all amenities just a few steps away. In addition, you will be less than 5 minutes from San Pedro de Alcántara and Puerto Banus, two emblematic destinations on the Costa del Sol.
The south facing apartment has four generous bedrooms, two bathrooms, a cozy living room and a kitchen. In addition, the price includes a parking space and a storage room, providing additional space to store your belongings.
This apartment is spacious and bright, with a distribution that suits your needs. The four bedrooms offer more than enough space, and the two bathrooms have a bathtub for your comfort. The kitchen is fully equipped and the large living room gives you the freedom to combine a sofa and dining area. From the spacious west facing terrace, you can enjoy beautiful views of the mountains, while delighting with the pleasant sunlight.
This apartment is in excellent condition and is sold without furnishing, which gives you the opportunity to customize it to your taste. In the common areas of the building, you will find a playground for the youngest and a community garden to relax and enjoy.
The privileged location of this property provides easy access to schools, golf courses and excellent transport connections. You will enjoy a comfortable and convenient life in one of the best areas of the Costa del Sol.
Do not miss the opportunity to acquire this spacious and bright apartment in Nueva Andalucía! Call us today to schedule a visit and discover the potential of this wonderful property.
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€195.000,-
Finca Villa Estepona
Available
1
1
0
0
1
GREAT INVESTMENT OPPORTUNITY IN A TRANQUILAND PRIVATE LOCATION!!!
Are you looking for a peaceful and tranquil living experience surrounded by nature? If so, you may be interested in a bungalow for sale in Estepona, located off the beaten track but only 15 minutes to the coast and Laguna Village. This property boasts a good size garden plot of 9000 sqm with 82sqm house, providing ample space for you to enjoy the great outdoors right outside your doorstep.
This bungalow is an ideal investment opportunity, with its prime location just ten minutes from Laguna Village and near the beach. You can have the best of both worlds – the serenity of nature and the convenience of modern amenities close by.
The area of El Padron is known for its natural beauty, making it a popular choice for those seeking a peaceful retreat. If you're looking to escape the hustle and bustle of city life, this bungalow may just be the perfect fit for you. Don't miss out on this opportunity to own your own piece of paradise in Estepona!
The plot is dotted with an abundance of fruit trees producing a range of fruits including mangoes, lemons, avocados and figs to cite a few. A well provides water for the house and the land. There is also a water collection tank. With its terracota flooring and wooden shutters, the house is a simple, charming construction all on one floor and includes a livingroom with fireplace, bedroom with smaller office/nursery space, independent kitchen plus full bathroom. There is also a lovely terrace that is partially roofed and gets the sun all afternoon.
Get in touch with us for further information and to arrange your viewing.
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€325.000,-
Middle Floor Apartment Guadalmina Alta
Available
2
2
1
1
1
EXCELLENT INVESTMENT OPORTUNITY! 2-bedroom apartment located in the urbanization Terrazas de Guadalmina, in Guadalmina Alta. Easy conversion to a 3 bedroom as it offers good space in the lounge. A garage space is included in the price. Private urbanization with communal swimming pool, surrounded by gardens, paddle tennis court and security with surveillance cameras. Walking distance to the commercial Centre of Guadalmina, with shops, restaurants, services, supermarket, etc and only a short distance from the beach and the clubhouse of Guadalmina. New Airconditioning.
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€1.100.000,-
Middle Floor Apartment The Golden Mile
Available
3
2.5
1
1
1
Spacious garden apartment in Nazules, a modern residential complex in Altos de Puente Romano, a prestigious area on Marbella's Golden Mile situated within walking distance from the famous Puente Romano hotel and the beach.
The apartment comprises a good-sized living/dining room with access to a large partially covered terrace with dining/seating area and sunbeds; separate fully fitted and equipped kitchen with laundry room; 3 bedrooms, one of them en-suite and the others sharing bathroom; guest toilet. In addition the property comes with a spacious sunny garden. There is 1 parking space and a storage room situated in the underground communal garage. The community offer a fully equipped gym and swimming pool.
This fully gated residential complex was completed in 2018 and boasts a communal swimming pool, a paddle court and a small gym.
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€385.000,-
Middle Floor Apartment Estepona
Available
3
2
1
1
2
Luxurious Beachfront Apartment in Estepona
This luxurious beachfront apartment is located in the stunning Bermuda Beach complex in Estepona, Malaga. With its prime location on the front line of the beach, this property offers breathtaking sea views and direct access to the sandy shores. Perfectly situated, it is close to amenities, shops, schools, and the nearby port.
Spanning over 123.32m², this spacious apartment features three bedrooms and two bathrooms, with one en-suite bathroom for added convenience. The apartment is fully furnished, offering a turnkey solution for those looking to move in right away.
The interior of the apartment boasts marble floors, creating an elegant and sophisticated ambiance. The large windows with double glazing flood the rooms with natural light, highlighting the beautiful sea views. The open plan living and dining area extends to a private terrace, providing the perfect space for outdoor relaxation or entertaining guests.
The modern kitchen is equipped with all the necessary appliances, offering functionality and style. The fitted wardrobes in the bedrooms provide ample storage space, while the balcony and covered terrace offer additional areas to enjoy the pleasant Mediterranean climate.
This property is in excellent condition, ready for immediate occupancy. The communal pool and garden areas are meticulously maintained, offering residents a tranquil oasis to unwind and soak up the sun. Other features of this luxury apartment include an alarm system, internet access, and pets are allowed. With its prime beachfront location and array of desirable features, this property presents a unique opportunity to enjoy a luxurious beachside lifestyle in Estepona.
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About Me
My story
My name is Noël Relker, I’m married with two daughters. As a kid, growing up in a small Dutch village, I dreamed of a life of travelling and adventures . Living abroad was high on my list. Years went by in which I did travel a lot and was busy with exciting work opportunities. But living abroad remained my biggest wish. Fortunately my husband felt the same way, and in 2019 we said ‘if we wanna do it, we gotta do it now!’ Our girls were 8 and 10 years old and we hoped they would be able to adjust and learn the language quite quickly.
Within one month it was decided and although we’d never been there, thanks to Google Earth, we chose Malaga province. We put our house up for sale, started learning Spanish, travelled there (what a relief, in real life Andalucía was even more beautiful than we could imagine) and in December we sold our house. After memorable saying goodbye parties we arrived on January the 5th of 2020 and the adventure truly began!
That autumn prior to our immigration I’d made contact with several people that had also moved to the same area. To gather as much information as possible, because we had so little time to do research ourselves. Almost as if we knew we had to hurry, with Covid breathing in our necks. A lot you really have to experience and look up for yourself because it’s half the challenge, but some pointers and experiences of others, were very helpful for us. We narrowed it down to a few towns on the Costa del Sol and after making a pros/cons list we started looking for a place to live. Eventually we found a lovely home in a beautiful urbanisation between Alhaurin de la Torre and Alhaurin el Grande where we’re very happy.
INFORMATION
HOw does it work here?
Searching for and finding a house in Spain works differently to the UK. Some of the houses you see for sale online, on for instance Idealista, Kyero and Spainhouses are teasers that are not really for sale (anymore). But once you’ve asked for information on that property by that agent you are registered there and it’s a gentlemen’s agreement here, that once you’re registered somewhere, you’re that agent’s client, whether you want that or not. If you want me to be your property finder, ask me for information and I’ll send you everything you’ve set your eyes on.
The selling party raises the price of the property by a percentage that will be the standard commission the selling and buying agents split. Besides these costs, there are other things you need to get specific expertise from a lawyer for. The selling process in Spain is a bit more complex because of licences and official papers which are sometimes not correct or even missing. The language, the different culture, the other things you need to organise like applying for a NIE number and opening a bank account and off course Brexit, all of that makes it even more essential for buyers to have a lawyer.
The network I’ve been building here, exists of knowledgeable people that have worked here for years and are very reliable. I work together with advisors, agents and lawyers and I will make sure you get the best help you need.
NEW VERSUS existing
Due to Covid a lot of developments projects were put on hold. Now however, it’s buzzing around here. Everywhere you look new complexes and houses are being built and there is a rapidly growing market for it. Thousands of people have saved money during 2020/2021 and have some kind of new awareness of bringing more joy into their lives. What better way is there, to live (partly) in sunny Spain!
All these new developments are found online but often the sites offer little information. All you need to know about these resale developments, you can ask me and I’ll provide you with a full picture.
Whether you buy something new or existing, there’s one important rule, make sure a good lawyer takes care of all the paperwork and checks if everything is safe and correct. You don’t want any surprises, definitely not in another country. Surprises often occur with existing buildings which caused a lot of stress for buyers. Lots of houses, especially the ones built in rural areas have been (partly) built illegally and documents aren’t correct. Or permits were never given. You can also buy something and inherit the debts of the seller! These things happen here, and a decent lawyer protects you from that. I work with a very reliable Spanish lawyer who has 20 years of experience, who knows all the inns and outs of the law here, but also knows how to translate it all into English so you know what’s going on.
Below you find some things that are important and have to be dealt with when you buy a house in Andalusia.
– Getting a NIE number
– Opening a Spanish bankaccount (not necessary but handy)
– Consulting and checking the various property registers
– Checking ownership for mortgage, debts, charges and/or other attachments
– Checking permits for the construction works on the property
– Checking the IBI (Property Tax) returns
– Checking whether a building permit is present
– Checking whether a decanal insurance is present
– Checking certificates (such as cédula de habitabilidad or licencia de primera ocupaccion)
Rent
Wanneer u (eerst) wilt huren, wordt vaak 1 maand in rekening gebracht als commissie. Daarnaast betaalt u 1 maand borg. Soms vragen makelaars of huiseigenaren twee maanden borg (welke je regelmatig niet terugkrijgt wanneer je de woning opzegt omdat ze altijd wel iets vinden om dit te ‘verantwoorden’) en het komt ook weleens voor dat ze vragen om het volledige bedrag voor het eerste half jaar of zelfs jaar aan huur in één keer vooraf te betalen. Dit is niet nodig en raad ik u af.
Als u voor korte termijn een huis wilt huren, kan het mogelijk voordeliger zijn om dit via een particulier te doen, zo bespaart u kosten. Wel is het natuurlijk van belang dat er ook een huurcontract wordt opgesteld.
Belangrijk om van tevoren te weten is dat veel huizen gemeubileerd verhuurd worden.
In de database voor makelaars staan ook de huurhuizen vermeld, welke ik u desgewenst kan laten zien en welke we kunnen bezichtigen.
Tips
- In Spain anyone can become a real estate agent, you don’t need any degree or diploma. That is why it’s always good to not just sign anything without knowing if it’s legitimate. When you’re asked to sign a Spanish document, always consult a lawyer.
- Notaries in Spain have a different, not that important role here and don’t get involved much. A lawyer does most of the work related to the buying.
- With regards to your budget it is recommended to know how much you can spend on the property. How much savings do you want to put in? Do you need a mortgage? When you know all of this and look at your monthly income, your budget shouldn’t be higher than 35-40% of your net income (of course this depends on your savings).
- Beware of 9,5% to 14% of the purchase price extra costs. The largest part of this consists of 7% transfer tax for existing buildings or 10% VAT in the case of new construction (this has been changed recently by the government). The registration fee in the “Registro de la Propiedad” is approximately 0.3% to 0.7%. The notary fees amount to 0.6% to 1%. This is related to the value of the property. In case of new construction, you must take into account 1% stamp duty, for convenience administrative taxes. If a lawyer is used, you must of course also budget for these costs. You can go to an independent lawyer where you generally owe a fixed percentage of the purchase price. This percentage is between 1% and 1.5%. If you partly finance the house with a mortgage, you also owe costs to the bank, the notary and the land registry because a separate mortgage deed passes by the notary and the mortgage must be mentioned in the land register. The opening costs of the mortgage are usually 1% to 1.5% of the mortgage amount; the notary and registration fees and the preparation of the legal documents together approximately 2.5% of the mortgage amount.
- These costs cannot be financed with a mortgage. Neither can refurbishing or renovating.
- When you’re not a resident you can get a mortgage with the Spanish property as collateral.
- The most common mortgage in Spain is the Annuity Mortgage. The mortgage must be repaid when the applicant becomes 75 years old and the maximum term of the loan is 30 years and depends on the age.
- The bank wants to get a good picture of the potential customer. Based on the profile, the bank will indicate under which conditions which mortgage amount can be provided. The most important criteria are the valuation value, your income, your age and your assets.
Hoe gaat u uw nieuwe huis betalen?
Er zijn een paar opties:
– Eenmalige betaling: de totale verkoopprijs van de woning wordt rechtstreeks aan de verkoper betaald, normaal gesproken via een bankcheque op hun naam die u bij de ondertekening van de eigendomsakte overhandigt.
– Hypotheeklening: een hypotheek krijgen, bij de bank in Spanje of in Nederland, waarbij het onroerend goed zelf wordt gebruikt als een garantie. Banken lenen normaal gezien tussen de 50 en 80% van de waarde van het huis en de resterende 30% wordt door de koper betaald. Dit is afhankelijk van de locatie; voor huizen in de campo/rural (het platteland) wordt minder hypotheek verstrekt, namelijk 50% (60% als resident) en voor nieuwbouw tot 80% als u resident bent. Kosten koper en verbouwingskosten kunnen niet worden meegefinancierd.
-Hypotheek subrogatie: de naam van de betaler wijzigen van een bestaande hypotheek op het onroerend goed naar uw eigen naam, alle rechten en plichten ervan overnemen en jou de nieuwe betaler van de hypotheek maken. Dit moet worden aangevraagd bij dezelfde bank als waar de hypotheek is aangevraagd. Een voordeel van het subrogeren van een hypotheek is dat u alle kosten van een nieuwe hypotheek bespaart, maar aan de andere kant zijn de algemene voorwaarden vast en kunt u ze niet aanpassen aan uw eigen behoeften.
COSTs
WhAT does it cost me? What are the charges?
My services are completely free for you. I guide and unburden you before, during and after the purchase, while working closely together with the other parties involved, most importantly the lawyer. However, it is important that you do not register anywhere or leave your details somewhere else. This is because of the principle that once a potential buyer is known at another real estate agent, it is claimed by that agent who first received the data from this person. Often this person hasn’t been consciously chosen and the buyer wants to work with someone else, which is then no longer possible.
How are these activities around the purchase of a house then paid for? There is a standard commission of a few percent on every property that is sold, which is paid proportionally to the selling and buying real estate agent. If one of the parties does not have one, for example the buying one, then the full commission is for the selling broker. This percentage is a lot higher for new construction projects than for existing construction, which is why many agents prefer to tempt you to purchase a new build..
I will work for you, regardless of revenues or other interests, based on your wishes and where necessary, as I said, I call in good help.
What my clients say
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Please contact me with use of this form
Call or text me
Dutch phone +31 627841816
Spanish phone +34 602435320
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